Ontario's Trusted Mortgage Broker · FSRA Lic. #13468

Get Pre-Approved for Your Mortgage in 5 Minutes

Compare 30+ lenders. No credit check to start. Expert guidance every step of the way.

Takes 5 minutes  ·  No credit check required  ·  Secure & confidential

4.9 Google RatingFSRA Licensed #1346830+ LendersSame-Day Approvals
New — March 2026Royal Assent: March 12, 2026

Save up to $130,000
on your new home purchase

The federal government just passed the First-Time Home Buyers' GST/HST Rebate — eliminating up to 5% GST on new homes. Ontario buyers get an even bigger deal: the full 13% HST removed until March 2027.

$50K

Max federal GST rebate

Homes up to $1M

$130K

Max Ontario HST rebate

All buyers, Apr 2026–Mar 2027

0%

GST on new homes

First-time buyers, up to $1M

Greenhouse Mortgage advisor with clients

$0

Cost to you — lender pays our fee

Why Greenhouse Mortgage

The smarter way to get a mortgage in Canada

Access to 30+ lenders for better rates

We shop your file across banks, credit unions, and monolines — including lenders not available to the public.

We negotiate on your behalf

Unlike going to a bank directly, we advocate for you. Our job is to get you the best deal, not sell you a product.

Fast approvals and streamlined process

Most clients receive a pre-approval letter within 24 hours. Same-day for straightforward applications.

Personalized mortgage strategy

Not one-size-fits-all. We build a mortgage plan around your income, goals, and timeline — not a template.

Start My Application
Simple Process

Get Approved in 3 Simple Steps

From application to approval — we make it fast, simple, and stress-free.

1

Apply Online

Takes 5 Minutes

Fill out our simple form — no credit check required to start. Tell us your situation and goals.

2

We Match You

With the Best Lender Options

Our brokers shop your file across 30+ lenders and present you with the best rates and terms for your situation.

3

Get Approved & Funded

Fast, Stress-Free Closing

We handle the paperwork, communicate with lenders, and guide you to the finish line — keys in hand.

Get Started Now

No credit check required · Takes 5 minutes

4.9· 847 Google Reviews

Trusted by Homeowners Across Ontario

Real results from real clients — not stock photos or made-up numbers.

Approved after 2 bank declinesClosed in 36 hours

Bank declined us twice. Greenhouse got us approved in 36 hours — 4.89% on a 5-year fixed. We're closing next month. Honestly thought homeownership wasn't happening for us.

Marcus & Priya T.

— Marcus & Priya T.

Brampton, ON

Access to 30+ lenders including

TD Bank
RBC
Scotiabank
First National
MCAP
Merix
+ 24 more
Check What You Qualify For

No credit check · Free · Takes 5 minutes

Most clients approved within 24–48 hours

Greenhouse Mortgage advisor ready to help
Real People. Real Guidance.

Prefer to Speak With an Expert?

Our team is here to guide you every step of the way — from your first question to keys in hand. No pressure, no jargon, just honest advice.

Mon–Fri 8am–8pmSat 9am–5pmSame-day response
Live Rate Monitoring

Get notified the moment
rates drop

We monitor 30+ Canadian lenders in real time. When your target rate is hit, you'll be the first to know — so you can lock in before it moves again.

5-yr Fixed

4.19%

↓ 0.10%

3-yr Fixed

4.34%

↓ 0.05%

Variable

P − 0.85%

→ Hold

HELOC

P + 0.50%

→ Hold

No spam. Unsubscribe anytime. We never sell your data.

See What You Qualify For Today

Get pre-approved in minutes with no credit check required.

Most clients approved within 24–48 hours

No credit check to start5-minute applicationFree — lender pays our feeFSRA Licensed #13468
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