Burlington · Hamilton · GTA & across Ontario · 30+ lenders
Whether you're buying your first home, refinancing with bad credit, or need a private mortgage in Ontario — our licensed brokers find the right solution across 30+ lenders.
New ways to save
Shop 30+ Canadian Lenders
We compare rates from major banks, credit unions, and monoline lenders you can't access directly — finding rates 0.5–0.7% below what banks typically offer walk-in customers.
Learn more →Track Rates. Move When Ready.
Set a rate alert for your target and we'll notify you the moment it's available across our lender network. No need to watch the market yourself.
See rate details →Use Home Equity Wisely
Roll high-interest debt into your mortgage via cash-out refinance or HELOC — often cutting your effective rate from 19% to under 5% on consolidated balances.
See how it works →Calculate the possibilities
Use our calculator tools to estimate payments, see costs clearly and make smarter moves.
Estimated monthly payment
$2,011
Loan amount
$340,000
30-year term
Total interest
$384K
Bank declined us twice. Greenhouse got us approved in 36 hours — 4.89% on a 5-year fixed when two banks said no. We're closing next month. Honestly thought homeownership wasn't happening for us.
— Marcus & Priya T.
Brampton, ON
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Licensed, secure, and backed by Canada's top lenders
Your information and your mortgage are in safe hands. Here's why thousands of Canadians trust Greenhouse Mortgages.
Lender Network
Access to 30+ lenders — banks, monolines & credit unions
Ontario's mortgage broker —
from Burlington to the GTA
We're licensed across Ontario and work with clients province-wide. Here are our most active service areas for residential, investment, and private mortgage financing.
Not seeing your city? We're licensed province-wide — reach out and we'll help.
Get My Free Quote — Anywhere in OntarioGet notified the moment
rates drop
We monitor 30+ Canadian lenders in real time. When your target rate is hit, you'll be the first to know — so you can lock in before it moves again.
5-yr Fixed
4.19%
↓ 0.10%
3-yr Fixed
4.34%
↓ 0.05%
Variable
P − 0.85%
→ Hold
HELOC
P + 0.50%
→ Hold
More solutions than ever before
Lifetime savings, not just a one-time rate
We monitor your mortgage beyond closing — rate alerts, renewal reminders, and equity access opportunities so you never overpay.
IRD penalty analysis on every file
We calculate your prepayment penalty before recommending a break or refinance. No surprises, no bad advice. This is the most important step most brokers skip.
10,000+ Canadians helped — and counting
From first-time buyers stacking FHSA + RRSP to investors financing their fifth property. Every situation handled with the same care.